The lender implemented the new policy on 8 December, a move that brings it in line with most major lenders.
A Virgin Money spokesperson said:
"Virgin Money regularly reviews its lending policy to ensure it is appropriate and not out of line with the wider market. The changes we have made are designed to ensure that we continue to lend within our buy-to-let risk appetite. We also think that buy-to-let customers should have experience of owning a property previously."
